Kisch Consumer Law

What Happens When a Franchise Files for Bankruptcy in Texas? Owning a franchise in Texas can be a rewarding business venture, but financial challenges can arise from high operating costs, market changes, or unforeseen events. When debts become unmanageable, bankruptcy may offer a path to recovery. But how does bankruptcy work for franchises, and what…

Can Cryptocurrency Be Protected During Bankruptcy in Texas? Cryptocurrency has become a common asset for many Texans, but what happens to your Bitcoin, Ethereum, or other digital assets when you file for bankruptcy? As cryptocurrency continues to rise in popularity, its treatment in bankruptcy cases has become a hot topic. How Does Bankruptcy Work with…

Can Bankruptcy Protect You from Creditor Lawsuits in Texas? Dealing with a lawsuit is stressful enough, but when financial challenges pile up, it can feel overwhelming. Bankruptcy offers a powerful shield against creditor lawsuits, helping Texans protect their assets and regain financial stability. But how does it work, and what steps should you take? Let’s…

What Happens When a Partnership or LLC Faces Bankruptcy in Texas? Business challenges can arise for partnerships and LLCs, from market shifts to overwhelming debts. When financial troubles strike, bankruptcy can provide a structured solution. But how does bankruptcy differ for partnerships and LLCs in Texas, and which options best suit your business? How Does…

Can Bankruptcy Stop Utility Disconnections in Texas? When financial struggles mount, keeping up with utility payments can become a challenge. The fear of losing electricity, water, or gas services adds extra stress. The good news? Bankruptcy offers legal protections to help Texans maintain essential utility services while addressing unpaid bills. How Does Bankruptcy Affect Utility…

Why Should Self-Employed Individuals Worry About Their Retirement Plans in Bankruptcy? Running your own business offers freedom, but it also comes with unique financial challenges. If you’re self-employed in Texas and considering bankruptcy, you may wonder: “What happens to my retirement savings?” The good news is that Texas bankruptcy laws offer significant protections for your…

Why Are Divorce and Bankruptcy Often Linked? Going through a divorce is emotionally taxing and financially overwhelming. When couples split, dividing assets and debts can create financial instability, prompting many Texans to consider bankruptcy. What Happens to Debts After a Divorce in Texas? How Are Debts Divided? In Texas, a community property state, debts incurred…

Can Bankruptcy Impact Your Health Insurance in Texas? When financial hardships push you to file for bankruptcy, health insurance often becomes a critical concern. Will you lose coverage? Can you still afford premiums? Understanding how health insurance and bankruptcy in Texas intersect can help you navigate this challenging time with confidence. What Happens to Health…

How Does Bankruptcy Fit into Business Mergers in Texas? When businesses in Texas merge, they often face significant financial and operational hurdles. For many, Chapter 11 restructuring becomes a lifeline, allowing them to reorganize debts, continue operations, and pave the way for a successful merger. But when should you file for bankruptcy? What are the…

Bankruptcy can be a lifeline for those overwhelmed by debt, but it can also ripple out to others financially connected to you. If you’re in Texas and share a cosigned mortgage, you may be wondering how filing bankruptcy will impact your cosigner, your property, and your financial future. What Happens to a Cosigned Mortgage When…