Kisch Consumer Law

How Does Bankruptcy Affect Child Custody in Texas? Filing for bankruptcy might seem like a strictly financial issue—but if you’re navigating a child custody dispute in Texas, it can also affect your family law case. You might be wondering: Will filing for bankruptcy hurt my chances of getting custody? Can my ex use my financial…

Got a Rental Property and Facing Bankruptcy in Texas? Here’s What You Need to Know If you’re a landlord in Texas and you’re staring down bankruptcy, the big question is probably this: “What happens to my rental property during bankruptcy?” Whether you’re worried about losing your investment or curious how your debt gets handled, this…

What Happens to Child Support if You File Bankruptcy in Texas? Here’s the short answer: Child support obligations in Texas cannot be discharged in bankruptcy. Even if you’re overwhelmed by credit card debt, medical bills, or personal loans, child support remains a non-negotiable priority under both federal and Texas law. Quick Facts: Child Support and…

Why Is Bankruptcy Such a Big Deal for Your Credit Score? Filing for bankruptcy in Texas is a legal lifeline for those drowning in debt—but it’s also a major blow to your credit score. Depending on your credit profile, your score could drop by 130 to 240 points. Whether you file for Chapter 7 or…

Can Bankruptcy Touch My Social Security Benefits in Texas? If you’re living in Texas and considering bankruptcy, you might be wondering: “Will I lose my Social Security benefits if I file?”The short answer is probably not—but there’s more to it. In Texas, Social Security benefits are generally protected (or “exempt”) from creditors during bankruptcy. However,…

When you’re deep in debt, one of the most stressful challenges you face is creditor harassment. Debt collectors can be relentless, often calling at all hours, sending threatening letters, and causing unnecessary emotional distress. For Texans facing overwhelming debt, bankruptcy provides a legal and structured solution that not only offers financial relief but also halts…

It’s easy to assume that influencers—those stylish content creators lighting up our feeds—are immune to financial trouble. But the reality? Even the most-followed creators can hit hard times. Whether it’s a sudden dip in brand deals, canceled contracts, or algorithm changes tanking engagement, bankruptcy is a very real possibility. Especially in Texas, where influencer income…

Can Filing for Bankruptcy Really Help Reinstate My Suspended License in Texas? If your driver’s license has been suspended in Texas due to unpaid traffic fines, you might feel like you’re stuck in a never-ending loop—no license means no job, and no job means no way to pay the fines. But here’s the good news:…

Can You Really Buy a House After Bankruptcy in Texas? Yes—you absolutely can. While bankruptcy might feel like a financial dead-end, in Texas, it’s more of a detour than a roadblock to homeownership. Many Texans have bounced back stronger, turning their post-bankruptcy period into a strategic financial reset. So, let’s break down the process step-by-step.…

What Does a Bankruptcy Trustee Do in Texas? If you’re considering bankruptcy in Texas, you’ve probably heard the term bankruptcy trustee. But what exactly does a Texas bankruptcy trustee do, and why is their role so important in the debt liquidation process? A bankruptcy trustee is a court-appointed official responsible for overseeing bankruptcy cases, ensuring…