Kisch Consumer Law

Can Bankruptcy Wipe Out Tax Debt in Texas? When you’re buried under IRS debt and wondering if bankruptcy can offer a way out, the answer is both yes and no. Tax debt is one of the trickier forms of debt when it comes to dischargeability in bankruptcy—but under the right conditions, it can be erased.…

Wondering if You Can Discharge Tax Debt Through Bankruptcy in Texas? If unpaid taxes are haunting your nights and IRS letters are piling up like junk mail, you’re not alone—and you’re not out of options. Many Texans face this dilemma and ask, “Can bankruptcy clear my tax debt?” or “What are my options if I…

Can Bankruptcy Help You Get Rid of a Second Mortgage in Texas? If you’re buried under debt and juggling multiple mortgages, you might be asking, “Can bankruptcy remove a second mortgage in Texas?” The short answer: yes, under specific conditions, especially in Chapter 13 bankruptcy. Let’s break down what that means, how it works, and…

What’s the Best Way to Deal With Payday Loan Debt in Texas? If you’re caught in the payday loan trap, you’re not alone. Thousands of Texans turn to short-term loans for quick cash—only to find themselves stuck in a cycle of mounting fees, rollovers, and growing stress. So the big question is: Can bankruptcy help…

What Happens to Your Retirement Accounts if You File for Bankruptcy in Texas? If you’re staring down bankruptcy in Texas, your mind may race with worst-case scenarios. One of the most common questions we hear is, “Will I lose my retirement savings if I file for bankruptcy?” The good news: Texas law and federal statutes…

Can Filing Bankruptcy Affect My Social Security Disability Benefits in Texas? This is one of the most searched questions by Texans struggling with debt while receiving Social Security Disability Insurance (SSDI). The good news? In most cases, your SSDI is protected. But like anything involving money and the legal system—it’s not always that simple. Let’s…

How Bankruptcy Can Help You Avoid Eviction in Texas Facing eviction is stressful enough without worrying about what options you have to protect your home. If you’re searching for eviction protection or wondering if bankruptcy can stop eviction in Texas, you’re not alone. Good news: bankruptcy may offer a powerful shield against losing your place…

How Does Bankruptcy Help with Auto Loans in Texas? If you’re feeling buried under a car loan you can’t afford, you’re not alone. Many Texans are turning to bankruptcy as a practical solution to regain financial control. But how exactly does auto loan bankruptcy in Texas work? When you file for bankruptcy, you can either…

What’s the Truth About Bankruptcy and Tax Debts in Texas? If you’re staring down a mountain of unpaid taxes, you might be asking, “Can bankruptcy discharge tax debts for Texans?”The short answer: Sometimes, yes. But it’s complicated.Not all tax debts are treated equally under bankruptcy law, and understanding your options could make the difference between…

Can You File for Bankruptcy If You Have a Personal Injury Claim? Yes, you can. And it’s a situation more common than most realize. Texans dealing with medical debt, lost wages, or financial hardship after an injury often wonder how bankruptcy will affect their compensation. The good news? In many cases, your personal injury settlement…