Kisch Consumer Law

In Texas, financial hardship can strike unexpectedly, especially when medical expenses pile up. For individuals relying on essential medical equipment, the threat of repossession can be both terrifying and life-altering. The good news is that bankruptcy can provide powerful protections to prevent repossession and secure your access to the tools you need for your health…

The oilfield services sector in Texas plays a pivotal role in supporting the state’s booming energy industry. However, market volatility, fluctuating oil prices, and global demand shifts often leave companies in this sector facing financial instability. Bankruptcy can be a lifeline for struggling businesses, but understanding its implications and strategies is critical. If you’re exploring…

Filing for bankruptcy is a challenging but often necessary step toward financial recovery. While bankruptcy laws are designed to protect individuals from aggressive collection tactics, some creditors may still engage in wrongful practices. If you’re facing wrongful creditor actions in Texas, understanding your rights and legal options can help you protect yourself and secure the…

When financial troubles arise, Texans often turn to debt management plans (DMPs) to regain control over their finances. But what happens when these plans don’t provide enough relief, and bankruptcy becomes the only viable option? If you’re navigating these stormy financial waters, understanding how bankruptcy affects Texans enrolled in debt management plans can empower you…

Can Texans with Offshore Accounts File for Bankruptcy? If you’re a Texan with offshore accounts, you might wonder, “Can I file for bankruptcy without losing everything?” or “Do I have to disclose my offshore assets?” These are common questions, especially when it comes to bankruptcy laws and international assets. The short answer? Yes, you can…

What Does Bankruptcy Mean for Texans on Fixed Incomes? Bankruptcy can be a lifeline for Texans struggling with debt, but what if you’re living on a fixed income like Social Security or a pension? You might wonder: Will I lose my Social Security benefits? How can I protect my limited income from creditors? Is filing…

What Is Arbitration in Bankruptcy Disputes? Arbitration is an alternative dispute resolution (ADR) method where a neutral third-party arbitrator resolves disputes outside a courtroom. In Texas, arbitration plays a significant role in bankruptcy matters when disagreements arise between debtors and creditors. Rather than navigating a lengthy court battle, arbitration provides a faster, cost-effective, and private…

Prenuptial agreements are a practical way to protect assets and clarify financial expectations in a marriage. But what happens when bankruptcy enters the picture? For couples in Texas, navigating the intersection of bankruptcy laws and prenuptial agreements can be tricky. Understanding how these legal frameworks interact is crucial to safeguarding your financial future. What’s a…

The entertainment industry is a dynamic, often unpredictable field. For Texans working as artists, musicians, filmmakers, or behind the scenes, financial instability can hit hard. When debts pile up and the future seems uncertain, bankruptcy might feel like the only way out. But is it the right choice? What Is Bankruptcy, and How Does It…

Bankruptcy can feel like hitting rock bottom, but it’s often the first step toward a brighter financial future. In Texas, transitioning from bankruptcy to wealth-building is not only possible—it’s achievable with the right plan. What’s the Best Way to Start Building Wealth After Bankruptcy in Texas? The journey from bankruptcy to wealth-building begins with small,…