Debt Settlement Help in Texas – Explore Your Options Without Leaving Home
you’re overwhelmed by debt, you don’t have to navigate it alone — and bankruptcy isn’t the only path forward. With the right legal support, debt settlement may allow you to resolve what you owe without going to court.
At Kisch Consumer Law, we help individuals and families across the entire state of Texas explore all their debt relief options, including both debt settlement and bankruptcy. We’ll help you understand what works best for your unique situation.
Best of all, we offer free virtual consultations, so you can speak to a real attorney — from anywhere in Texas — at no cost and from the comfort of your home.
Call (877)-547-2452 or contact us online to get started today.
Debt Settlement: A Flexible Alternative to Bankruptcy
For some people, bankruptcy isn’t ideal — maybe you have assets you want to protect or specific types of debt that aren’t dischargeable. In these cases, debt settlement may be a better fit.
We negotiate directly with creditors to:
- Lower the total balance owed
- Reduce or remove interest
- Create a payment plan that works for you
However, in other cases, bankruptcy may be the best long-term solution — especially if your financial situation is more complex or your debts are overwhelming. At Kisch Consumer Law, we offer guidance on both options — so you can make an informed decision.
Speak With a Real Attorney — Free & Virtual
Your situation is unique. That’s why we offer one-on-one legal consultations to walk you through your options and tailor a plan to your specific needs.
- Free consultations
- 100% virtual — no travel or office visits required
- Complete confidentiality
- Personalized legal advice — not generic sales pitches
To book your free session, call (877)-547-2452 or complete our secure contact form online.
The Difference Between Debt Settlement and Bankruptcy
While both aim to relieve you from overwhelming debt, debt settlementis handled through private negotiations with your creditors — no court involved. Bankruptcy, on the other hand, is a legal process that can offer broad protection and debt discharge through Chapter 7 or Chapter 13 filings.
Our role is to help you weigh the pros and cons of each and find the option that protects your financial future.
We’ll Stop the Calls So You Can Breathe Again
As soon as you hire Kisch Consumer Law, we’ll notify your creditors that we represent you. Under the law, they must stop contacting you directly — meaning no more harassing phone calls or stressful letters. From that point on, we handle all communication for you.
Why Work With a Law Firm Instead of a Settlement Company?
Debt settlement companies often overpromise and underdeliver — charging fees without offering legal protections or real results.
As a law firm, Kisch Consumer Law is bound by strict ethical standards. We’re here to advocate for your best outcome, whether that means negotiating with creditors or helping you through the bankruptcy process.
Take Control of Your Finances — Starting Today
Whether debt settlement or bankruptcy is right for you, we’re here to help you make that decision with confidence. We’ll walk you through every option and provide the honest, practical advice you need.
We proudly serve clients across all of Texas, and you never have to leave your home to get help.
Call (877)-547-2452 or contact us online to schedule your free virtual consultation today.